Nov 8, 2023 · Summarizing the Essentials: The Chime Credit Builder Card is your no-fuss ally in building a solid credit score, free from the usual credit card traps like high interest and hidden fees. Spot Me steps in like a financial superhero, offering overdraft protection that keeps you covered during those “oops” moments. If you overdraw your account and SpotMe covers you, Chime will deduct the negative balance from your next direct deposit or transfer of funds, whichever comes first. Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying ...The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used …Chime SpotMe limit will vary depending on your account but generally, your SpotMe limit will start at $20 and increases to $200 depending on a few factors, including your history. You will see your limit within the Chime app. Chime will notify you if there are any changes to your limit which can happen at any time. 8.Some people will open a checking account just for a free $5 lol. If someone acquired the full $200 spot me, then overdrew that amount, then swapped to a different bank. It would just be chime losing out on money, so I can see why it takes a long time to get a much higher spot me limit.Finally went to $90 last month, which was about a year after the first increase. It doesnt happen quickly. Mine started at $20. Now it's up to $210. It took a good year. Mine started at $100 then they doubled last month.In this comprehensive tutorial, discover the step-by-step process on "How to Transfer Money BETWEEN Chime to Cash App." Whether you're a Chime or Cash App us...I got scammed by a person claiming to be in a chime sweepstakes. They got my info and took my money out my account I call chime and put in a claim. When they got done they say they nothing wasn’t at fault and they can’t refund me my money that’s bs. I didn’t make the transfer someone else did without me knowing. 1. 21 Share.Apr 12, 2023 · April 12, 2023. Chime’s SpotMe feature cannot be used on Cash App or Venmo. SpotMe is available for cash withdrawals and debit card purchases but not for transfers to other users. To increase your Chime SpotMe limit, maintain regular direct deposits and a low-spending history. SpotMe limits can fluctuate based on factors like direct deposit ... $200 chime bank spot me increase FREE $100 https://chime.com/r/quintinbanks2 SAVE 20% HERE https://stockx.pvxt.net/Yg9Wxqhttps://youtube.com/c/QUiNTiNBANKSMy... Taylor Swift is coming to the UK - and bringing her massive economic influence with her. Read this and all the latest consumer and personal finance news in …It goes up when your deposit goes up even if it goes up $5 as soon as the system detects a higher change in the deposit amount, you get an increase. I remember mine went up from $40 to $90 when my deposit went up $20. Recently in September my spot me went up from $90 to $125 ($145 with boosts) without a deposit increase this time.In today’s fast-paced world, managing your finances efficiently is crucial. With Chime’s convenient online account management, staying on top of your finances has never been easier...MyPay™ is a new way to get paid between paydays. Chime uses your direct deposit amount, history, and other factors to determine how much you can access with MyPay. …I got scammed by a person claiming to be in a chime sweepstakes. They got my info and took my money out my account I call chime and put in a claim. When they got done they say they nothing wasn’t at fault and they can’t refund me my money that’s bs. I didn’t make the transfer someone else did without me knowing. 1. 21 Share.Spot me Alternatives –. Float me – floats you up to $50 instant advance cash. Moneylion – get up to $250 instant advance. Cleo – borrow up to $100 cash advance. Dave – floats you up to $75. Albert – get up to $250 cash advance. Brigit – spots up to $250. Klover – get up to $100 instant and up to $500 maximum advance.Use this if you have money in your Chime account that you want to transfer to your Cash App account immediately. 2. Tap your profile picture. It's in the top right corner of the Cash App screen. 3. Tap Linked Banks. This is next to a chain icon that you'll have to scroll down to see. 4.Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions or OTC cash withdrawal fees at retailers.To re-enable regular transactions in the app: Go to Settings. Tap Cards. Select the card you want to update. Tap the toggle next to Freeze virtual card. For international transactions, in the app: Go to Settings. Tap Account Settings. Turn on Allow transactions (the button will be green when this is turned on).Summarizing the Essentials: The Chime Credit Builder Card is your no-fuss ally in building a solid credit score, free from the usual credit card traps like high interest and hidden fees. Spot Me steps in like a financial superhero, offering overdraft protection that keeps you covered during those “oops” moments.Overdraft fee-free with SpotMe. · Get paid early. · Say goodb e to monthly fees. · A new way to build credit. · Pay Anyone the fast, fee-free way. &midd...Only thing is to request withdrawal for an amount higher than your available balance i.e. which becomes the amount that will be reduced from your SpotMe limit. e.g. if you have $40 balance in your Chime Spot Me account and have a Spot Me limit of $50, you can request for a withdrawal of up to$90.Chime ® is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card and the Chime Credit Builder Visa ® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere …Step 3: If you have a physical card as well, you can continue to use that for SpotMe transactions. If you don’t have your physical card with you, the virtual card is a convenient option. Step 4: Remember that you need to have direct deposits totaling $500 or more each month to be eligible for SpotMe. Overall, creating a virtual card is a ...I’m not a Chime employee so I don’t have direct knowledge of how the company decides on grant Spot Me access. Most other Redditors don’t either. It’s something more than changing phones. Spot Me is a privilege, not a right. It can be amended by Chime at any time for any reason. Chime made a decision to cut OP’s access to $5 a month.Having a little bit of cash on you at all times can help you avoid minor inconveniences. But if you think about using that cash you see peeking out of your wallet every time you re...Your account is on hold. If unusual activity is detected, Chime places a temporary hold on your account to review the activity. Holds will be removed once your account is deemed secure. If you’re unable to access your account due to a temporary hold, call 844-244-6363.What are SpotMe® tips? While you won't pay a fee or interest to use SpotMe, you can choose to leave a tip once you use this service. If you overdraw your account and SpotMe covers it, you may be asked to leave a tip after you've paid back your negative balance. Tips allow Chime to improve the service and make it available to more members ...An ATM cash advance is a type of credit card cash advance. When you withdraw money from an ATM, your credit card provider will charge you a one-time cash advance fee. The amount you take out will start to accrue interest the same day and will appear on your bill at the end of the month. High approval odds: You should be able to …Increase in ageing of your Chime account [Longer the better] Manage the frequency and amount of Chime Spotme usage. Maintain a healthy record of paying back Chime SpotMe amount on time. Tipping. Increasing your overall Chime usage. Having your friend send you Chime SpotMe Boost. Again, these are not fool-proof ways.Finally went to $90 last month, which was about a year after the first increase. It doesnt happen quickly. Mine started at $20. Now it's up to $210. It took a good year. Mine started at $100 then they doubled last month.Aug 12, 2022 · Being fully digital means Chime is able to pass on savings to its customers. And that means it is able to offer features that would be unheard of from a traditional bank. The Chime SpotMe feature, its newest offering, allows its customers to overdraft by as much as $100 without paying a fee. That’s a total game-changer. SpotMe Terms and Conditions. 4 Cash deposits to a Chime Checking Account are funds transfers made by third parties (who may impose their own fees or limits) and ...Ordering a replacement card allows you to regain access to your funds and resume your financial transactions. To request a replacement card, follow these steps: Open the Chime mobile app or log in to the Chime website. Navigate to the settings or account section. Look for the option to request a replacement card.In today’s fast-paced world, having access to reliable customer support is essential for any business. Whether it’s a technical issue, billing inquiries, or simply needing assistan...In today’s fast-paced digital world, managing your finances has never been easier. With the advent of online banking platforms, individuals can now take control of their financial ...Step 1: Setting up your Chime account. Before you can transfer money from Chime to Cash App, you’ll need to set up your Chime account. Follow these simple steps to get started: Download the Chime mobile app: Visit the App Store or Google Play Store and search for the Chime app. Download and install it on your smartphone.You might have lost SpotMe because you don’t meet the qualifying direct deposit requirement anymore. If SpotMe is deactivated, you'll get an email at the address linked to your Chime account. To get SpotMe back, you need to get a qualifying direct deposit of $200 or more into your Chime Checking Account, and continue receiving at least one ...A $100 loan instant app can really help if you need cash fast. Check out these top 10 instant loan apps if you need to borrow money quickly. When you need cash ASAP, these instant ...You’re standing in line at the store checkout. It’s your turn to pay. You whip out your digital wallet to pay for your groceries. But you hear that loud, cringe-inducing …02. Step 2: Order a new card. scroll down. 03. Step 3: Get money. scroll down. Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.Create a Gmail account if you don’t have one -take your debit card # and add that as the “Primary” card. Create another Gmail account and make that account primary with another Debit Card. Then you just pay from the chime account to the other account with your other debit card set up and the money is sent Instant. 2.Go to https://chime.me. 2. Click on the 'Sign In' option at the top right corner. 3. Tap on the option that says, 'Forgot your password.'. 4. Enter the email address associated with your Chime account and tap the 'Send Email' option. 5. Look for the 'Reset Password' link in your email inbox and tap on the link.Buying a used motorhome can be a great way to save money and still get the features you want. However, it can be difficult to know if you’re getting a good deal or not. Here are so...Chime’s industry-leading SpotMe feature – the fee-free overdraft that's already saved members a whopping $18 billion in fees since 2021 – just got even better. … Open an online bank account through Chime. No minimum balance requirement or monthly service fees. Manage money 24/7 with the #1 most loved banking app 1. Get paid up to two days early 2 with direct deposit. Deposit checks from anywhere 3. Now, you can use SpotMe to get cash from ATMs and cashback locations. Need more deets? 👇 Make fee-free cash withdrawals from your SpotMe at any of the 60,000+ in-network ATMs. Get cashback at 40,000+ retail locations across the US.Every month, you’ll get SpotMe Boosts to send people you know on Chime, to increase their SpotMe limit. To be clear, Boosts never come out of your own limit. Chime Gives You New Boosts Every Month. You’ll get a fresh batch of Boosts on the 1st of every month. Just head to the “friends” tab to see how many boosts you have available to send.Report the fraud or scam to the financial institution (s) involved. If a fraudster opened a new account in your name, make sure it’s closed. Place a fraud alert. You can do this with any of the three major credit bureaus – Equifax, Experian, and TransUnion. The bureau you contact will coordinate with the other two.Select the card in Wallet. In the bottom right-corner, click the info icon to view the back of the card.; Scroll to the bottom to find the remove card option.; Click remove card to instantly remove the card from Wallet. This step also removes your Chime Visa Debit Card from the Secure Element where the device account number is securely stored on the device.Chime says "when your money is good you feel good." Easy credit building, early payday and fee-free overdrafts are some of the reasons why Chime says it is the number one most loved banking app. Published. May 16, 2022.Report the fraud or scam to the financial institution (s) involved. If a fraudster opened a new account in your name, make sure it’s closed. Place a fraud alert. You can do this with any of the three major credit bureaus – Equifax, Experian, and TransUnion. The bureau you contact will coordinate with the other two.How do I get SpotMe®? What does SpotMe® cover ... If SpotMe® covers me, do I pay it back? What ... The Chime Visa® Credit Builder Card and the Chime Visa® Cash ... The Walmart money card strategy still works. You initially pay $1 for the card when you first purchase it & then you use spotme. So say you have $50 spotme, when you first buy the card you can use $47-48 + the $1 charge= $48-49 you just got access to. Then go online to register your card & set up a pin for ATM use. Banks and credit unions: You can request a cash withdrawal by going into a bank or credit union and presenting your Chime Visa Debit Card to the teller. This is referred to as an over-the-counter withdrawal. There is a $2.50 fee every time you withdraw cash this way with a limit of up to $515 per day. Any fees incurred including ATM and over ...Chime Overview Chime is an entirely online neobank and alternative to traditional banking headquartered in San Francisco. It was founded in 2014 and offers its services through banking partners Bancorp Bank and Stride Bank. As of 2019, Chime reportedly held assets worth $5.8 billion. In 2023, Bancorp and Stride held assets worth … If you overdraw your account and SpotMe covers you, Chime will deduct the negative balance from your next direct deposit or transfer of funds, whichever comes first. Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying ... Watch on. What is Chime SpotMe? Overdraft fees from traditional banks and predatory lenders can sink budgets. Chime, the leading financial technology company, introduced Chime SpotMe to throw struggling customers a lifeline.Chime® is a financial technology company that provides many benefits to its members, such as a Chime Visa® debit card1, automated savings and even credit-building tools. However, it lacks one area that makes many people uncomfortable: it has no physical location. This means having to withdraw money from other sources. Though the …Unfortunately, Chime now offers spotme to the chime credit builder, however the spotme is linked to both accounts using the same combined limit, meaning it’s not separate spotme accounts. Now that was smart chime 🙄 ughhh. I'm cool with that. I just need in my debit account and am waiting on a new card since I had to replace the old one.Want to get started with fee-free overdraft? You've come to the right place! In this video you will learn how to set up and use SpotMe. Check out our blog fo...Chime* is an online financial services company offering free checking and savings accounts1, and has become a favored option for many people. One convenience of having a Chime account is the flexibility to transfer money from your account to P2P payment services like Cash App. You can transfer money from Chime to friends with a …Trust and control are often confused with each other. Know how to spot the difference; it's healthier to trust someone's behavior than control it. As a society, most of us would un...Want to get started with fee-free overdraft? Learn how to set up and use SpotMe. Get more info on SpotMe here: https://bit.ly/3R0hf1F Subscribe to our channe...In today’s digital age, managing your finances has never been easier. With the rise of mobile banking apps, you can now handle your money on-the-go with just a few taps on your sma...Go to https://chime.me. 2. Click on the 'Sign In' option at the top right corner. 3. Tap on the option that says, 'Forgot your password.'. 4. Enter the email address associated with your Chime account and tap the 'Send Email' option. 5. Look for the 'Reset Password' link in your email inbox and tap on the link.Fuck maybe even cash app. Only reason why I switched my direct deposit to Chime was for the $200 spot me as advertised, so they’ll either give me the 200 spot me which seems reasonable on account of they receive around $2200 every two weeks 200 sounds pretty fucking reasonable.An ATM cash advance is a type of credit card cash advance. When you withdraw money from an ATM, your credit card provider will charge you a one-time cash advance fee. The amount you take out will start to accrue interest the same day and will appear on your bill at the end of the month. High approval odds: You should be able to …Taylor Swift is coming to the UK - and bringing her massive economic influence with her. Read this and all the latest consumer and personal finance news in …TL;DR - multiple factors are used, and it's hard to say what will have the best chance of increasing your Spot Me amount. "All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially, but may be later eligible for a higher limit of up to $100 or more based on member's Chime Account history ...Does Chime allow users to overdraft? You can overdraft $200 from your Chime account. However, you need to build history with Chime beforehand. How can I get a loan from my Chime bank account? You can borrow money from a Chime bank account if the account has been active for more than 3 months. You also need to maintain a good credit standing.The new way to show your Chime friends and family a little love without dipping into your own pockets. Starting today, we’re giving all SpotMe eligible members $5 Boosts every month to send …Ordering a replacement card allows you to regain access to your funds and resume your financial transactions. To request a replacement card, follow these steps: Open the Chime mobile app or log in to the Chime website. Navigate to the settings or account section. Look for the option to request a replacement card.Called ATM company and immediately issued a refund, and gave me a case ID to tell Chime so they could look it up, verify, and give me a credit. Took Chime 3 weeks and a complaint to CFPB to get my money back. Had them 3 years and no issues till the last month or so. After getting the same word for word email 7 times in a row trying to talk to ...3. Scroll down to the “Spot Me” section and click on the “Enable Spot Me” button 4. Once you have enabled Spot Me, you will be able to see the “Spot Me” option under the “Transfer” tab whenever you are logged into your Chime account. chime spot me limit. hime Spot Me is a great feature that allows you to avoid overdraft fees.Step 1: Figure out how much you need to borrow. Personal loans can range from $100 up to six figures.¹ But you should only borrow the amount you need, not the highest amount you can get. You’ll have to repay the full amount and any interest it earns. To decide how much you need to borrow, consider:How do I get SpotMe®? What does SpotMe® cover ... If SpotMe® covers me, do I pay it back? What ... The Chime Visa® Credit Builder Card and the Chime Visa® Cash ...SpotMe Limit is the maximum amount you can overdraw which ranges from $20 up to $200. The limit is automatically determined by Chime and notified to you. This cannot be increased at your end. You can however set a personal maximum limit that is LOWER than your Chime SpotMe Limit for your own financial discipline.We spot you money. Once you activate your Chime debit or credit card, we’ll spot you up to your limit when you make a purchase that exceeds your balances.The secured Chime Credit Builder Visa ® Credit Card¹ empowers qualifying Chime members to build credit with no annual fees or interest.² Just fund the Credit Builder secured deposit account with a security deposit,³ swipe the credit card on everyday purchases, and make on-time payments each month to help build your credit.⁴ Plus, with SpotMe, access coverage up to $200 when you use your ...Taylor Swift is coming to the UK - and bringing her massive economic influence with her. Read this and all the latest consumer and personal finance news in …Here’s how you can use Chime SpotMe to enjoy $200 fee-free overdrafts on your Chime card, at ATMs or on debit card purchases. Why have 14 million people ditched their high …Chime Spot Me +1801-206-4303 is the best feature that allows you to make more payments without paying any fees. Chime Spot Me lets you check your money or pay for expenses that exceed your balance ... $200 chime bank spot me increase FREE $100 https://chime.com/r/quintinbanks2 SAVE 20% HERE https://stockx.pvxt.net/Yg9Wxqhttps://youtube.com/c/QUiNTiNBANKSMy... Jun 24, 2023 · First open your wallet app on your mobile device, then select your Chime card. If you have a PIN on your phone that protects your digital wallet, enter it to move forward. Scan your card over the contactless card reader until you hear a beep. After the machine makes a beep, it may ask you to enter your Chime PIN as well. Your account is on hold. If unusual activity is detected, Chime places a temporary hold on your account to review the activity. Holds will be removed once your account is deemed secure. If you’re unable to access your account due to a temporary hold, call 844-244-6363.To set up bank transfers, follow the steps below. In your dashboard, select the "Transfers" tab from the menu on the left. Select where funds will be transferred, to your bank account, a business bank account, or someone else's. If your email isn't confirmed yet, resend and confirm your email. For transferring to yourself, select "Get started ... You can keep it so you can be able to trade again for more. EDIT: Looks like there is a limit on how many boosts a person can receive, wonder if Chime says exactly what is the limit? you can get a money order at the post office or at walmart. basically anywehre that does money orders and allows you to use your card as debit. spot me allows any ... Brigit. Brigit is another money-borrowing app that lets you borrow up to $250 without undergoing a hard credit check. You also won’t pay interest or hidden fees on the amount you borrow. Brigit ...You get your Spot Me to increase by making sure to pay off your negative balance swiftly and don’t keep it in the negative too long .. Spot Me is to help you to be able to keep spending even though you don’t technically have funds but it needs to be paid off I say every week at least. I got to $80 Spot Me in just a month from paying off my ...You get your Spot Me to increase by making sure to pay off your negative balance swiftly and don’t keep it in the negative too long .. Spot Me is to help you to be able to keep spending even though you don’t technically have funds but it needs to be paid off I say every week at least. I got to $80 Spot Me in just a month from paying off my ...
SpotMe®. Can I use SpotMe® with Credit Builder? What is SpotMe®? How do I get SpotMe®? What does SpotMe® cover? How do I get a higher SpotMe® limit? I lost my …. Lifetime fitness tucson
$200 chime bank spot me increase FREE $100 https://chime.com/r/quintinbanks2 SAVE 20% HERE https://stockx.pvxt.net/Yg9Wxqhttps://youtube.com/c/QUiNTiNBANKSMy... An ATM cash advance is a type of credit card cash advance. When you withdraw money from an ATM, your credit card provider will charge you a one-time cash advance fee. The amount you take out will start to accrue interest the same day and will appear on your bill at the end of the month. High approval odds: You should be able to …What are SpotMe® tips? While you won't pay a fee or interest to use SpotMe, you can choose to leave a tip once you use this service. If you overdraw your account and SpotMe covers it, you may be asked to leave a tip after you've paid back your negative balance. Tips allow Chime to improve the service and make it available to more members ...One of the big lures that made me decide on chime was the spotted feature. Specifically that you could use up to $200 before payday when you had your direct deposite set up. The way my bills and checks fall is awkward and staggered, so thus would be extremely helpful.. however, a few months later, here I am with still a $20 max for spot me.It should and if for some reason it doesn’t just get cash back, works the same :) Yup works for atm withdrawals using debit card. In my experience spot me won't work with ATM ND Walmart cash back is the only place that will approve spot me cash back. Buy a candy bar ND when it ask u opt to get cash back. Walmart doesn't charge for cash back ...Rather then tipping Chime for using Spot Me, you should use Chime Credit Builder to improve your credit if needed, and then get yourself a couple credit cards. Holding a credit means you have access to an interest and tip free loan for 30-50 days depending on when you use it to make your purchase, when you are billed, and when that bill comes due.The only way around it I have found is to paypal it as good and services to someone. That is processed as a debit transaction and will go through on the over draft. I use PayPal to move money around instantly all the time. It will not go through using the Spot Me if you send it friends and family. But if you do it as goods and services it works ...You can keep it so you can be able to trade again for more. EDIT: Looks like there is a limit on how many boosts a person can receive, wonder if Chime says exactly what is the limit? you can get a money order at the post office or at walmart. basically anywehre that does money orders and allows you to use your card as debit. spot me allows any ...Banks and credit unions: You can request a cash withdrawal by going into a bank or credit union and presenting your Chime Visa Debit Card to the teller. This is referred to as an over-the-counter withdrawal. There is a $2.50 fee every time you withdraw cash this way with a limit of up to $515 per day. Any fees incurred including ATM and over ...Called ATM company and immediately issued a refund, and gave me a case ID to tell Chime so they could look it up, verify, and give me a credit. Took Chime 3 weeks and a complaint to CFPB to get my money back. Had them 3 years and no issues till the last month or so. After getting the same word for word email 7 times in a row trying to talk to ...Chime is a mobile banking service that offers free checking accounts, direct deposits, and other features. If you need help with your account, you can browse the articles on this page or contact the support team. Learn how to open an account, log in, change your password, invite friends, and more.Chime* is an online financial services company offering free checking and savings accounts1, and has become a favored option for many people. One convenience of having a Chime account is the flexibility to transfer money from your account to P2P payment services like Cash App. You can transfer money from Chime to friends with a …Select the card in Wallet. In the bottom right-corner, click the info icon to view the back of the card.; Scroll to the bottom to find the remove card option.; Click remove card to instantly remove the card from Wallet. This step also removes your Chime Visa Debit Card from the Secure Element where the device account number is securely stored on the device.While loud wind chimes might scare away birds, soft wind chimes may actually encourage birds to investigate due to their natural curiosity. Water splashes, bird chatter and insect ...Money scams have existed for thousands of years. Though scams have evolved with technology, most scammers still use the same tactics: taking advantage of people’s trusting nature to get what they want. To protect yourself from scammers, learn to recognize the signs of a scam before it’s too late. In general, it’s good to guard your …Nov 27, 2022 · SpotMe allows customers to overdraw their Chime Spending Account by up to $20 initially in order to complete important debit card purchases or ATM withdrawals when their balance is insufficient. Over time, the SpotMe limit can increase to up to $200 based on account history, activity, tenure, and qualifying direct deposits. Nov 4, 2022 ... Get my book, The Anatomy Of Financial Success! Available on E-book, Paperback, and Audiobook formats:https://geni.us/FinancialAnatomybook ...Step 1: Setting up your Chime account. Before you can transfer money from Chime to Cash App, you’ll need to set up your Chime account. Follow these simple steps to get started: Download the Chime mobile app: Visit the App Store or Google Play Store and search for the Chime app. Download and install it on your smartphone.Unfortunately, Chime now offers spotme to the chime credit builder, however the spotme is linked to both accounts using the same combined limit, meaning it’s not separate spotme accounts. Now that was smart chime 🙄 ughhh. I'm cool with that. I just need in my debit account and am waiting on a new card since I had to replace the old one..
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